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Success     story


  

Success Story

RAMS Home Loan Projection System
Background
RAMS Home Loan is Australia’s second largest non-bank mortgage originator with approximately 30 percent market share. The company has a large mobile sales force that meets hundreds of potential customers on a daily basis and provides borrowing consultancy and calculations.

Business Needs
The business requires its sales representatives to be able to carry a laptop computer to the meeting places and run a variety of calculator applications such as:
  • Loan Repayment Calculator
  • Extra Repayments Calculator
  • Lump Sum Calculator
  • Borrowing Power Calculator
  • Leasing Calculator
  • Savings Calculator
  • Stamp Duty Calculator
  • Bridging Loan Calculator
  • Company Borrower Calculator

    The Challenge:
  • Being able to keep the applications up to date with latest formulas and regulations
  • Having easy access to the different types of applications and being able to quickly switch between applications
  • Keeping the online and the desktop applications synchronised everytime the applications are updated
  • Notifying the desktop application users of any updated versions on the Internet to download
  • Keeping the applications Internet browser independent

    The Solution:
  • Develop a stand-alone desktop application that is easily downloadable from RAMS’ website which can be run independently without any links back to other systems.
  • Keep the size of the downloadable applications as small as possible using compression and self-extraction technology
  • Put all calculator applications under one umbrella using different tabs for different applications
  • Use Microsofts HTA and Java technology so the input and output values in the applications are instantly updated just like an Excel file
  • Use XML database so that the data is stored in a consistent method for both the online and the desktop applications
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